Network Tokenisation Market: 2026-2031

As digital payments continue to replace traditional methods of payment, network tokenisation plays a pivotal role in enhancing security and efficiency across the card-not-present (CNP) ecosystem. By involving the issuing bank early in the transaction authorisation process, network tokens not only shift liability from the merchant to the issuer, they also foster greater trust in the interaction. This early issuer involvement significantly boosts authorisation rates, which has the potential to align CNP approval rates with those of card-present transactions.

Moreover, the secure and reliable nature of network tokenisation addresses critical challenges currently facing CNP transactions today, particularly in the realms of fraud prevention, regulatory compliance, and consumer trust.