Network Tokenisation Market: 2026-2031

By XXXX, network tokenisation is likely to move from an important payments enhancement to near-universal infrastructure. This is because it aligns with the direction digital payments are already taking: more eCommerce, more wallet-based checkout, more credential-on-file storage, more recurring billing, and more connected-device payments. As these channels become the default way that consumers and businesses pay, tokenisation becomes less of an optional optimisation, and more of a built-in layer that supports the whole ecosystem. The strongest markets will be those where issuers, merchants, gateways, processors, and wallet providers all converge on token support as standard practice, because this creates the network effects needed for token use to become routine rather than exceptional. West Europe, in particular, is forecast to reach near-XXX% implementation by XXXX; thanks to the pledges from Visa and Mastercard.